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Money Matters

It’s normal to feel worried, anxious or down when times are hard.  Job insecurity, redundancy, debts and financial problems can all cause emotional distress.

What effects can financial problems have on mental well-being?

When you have money worries, feeling low is a normal response.  This can affect your self esteem and can trigger emotional distress.  You may be feeling, behaving or thinking in ways that are unfamiliar.

Symptoms of emotional distress include:

  • not being able to sleep well
  • having trouble concentrating
  • loss of appetite
  • feeling tearful
  • staying in bed all day
  • no longer meeting friends and family
  • isolating yourself
  • negative thoughts

How can you help yourself?

  • Don’t withdraw from life, keep seeing your friends and family.
  • If you’re looking for a job, keep your CV up to date.
  • Take up some form of exercise.  It can improve your mood if you are feeling low.  Use our activity search to find something near you.  You can even get fit for free!
  • Get advice on how to prioritise your debts.
  • Don’t use drink as a way of dealing with or hiding your emotions, or just to fill time.  It won’t help and can add to your stress.
  • Keep a good routine and eat a healthy diet.

When should you seek medical help?

Most people who are experiencing emotional distress will pick themselves up after a few days or weeks.  But for a small number of people the feelings of anxiety and low mood don’t go away.  If you are still feeling worried, anxious or low after a few weeks, see your GP.

Seek help immediately

If you start feeling like you really can’t cope, life is becoming too difficult or your life isn’t worth living, get help straight away.  Either see your GP or contact helplines such as the Samaritans (08457 90 90 90) for confidential, non-judgemental emotional support.

For more information and relevant service, please see the related links below.